Federal CARES Act Benefits Attorneys in Troy, Michigan

Standing Up for Michiganders Unemployed by the COVID-19 Crisis

Signed into law on March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act granted states the option to extend unemployment benefits to workers who are typically ineligible, due to the COVID-19 pandemic. People who are self-employed, gig workers, employed in low-wage jobs, and 1099-independent contractors can now apply for benefits through the Pandemic Unemployment Assistance (PUA).

Additionally, the CARES Act provides for paycheck protection loans under the Paycheck Protection Program to small business owners so that they may continue to pay their employees their wages whether the employees are laid off, furloughed, or still hard at work. If funds are used to keep employees paid and other essential expenses maintained, a significant portion of the original loan is forgiven and will not need to be repaid.

With such a significant influx of claims, there are bound to be problems. If you are having trouble with the unemployment benefits process or the paycheck protection process, Oliver Law Group P.C. is here to help. Our Troy Federal CARES Act benefits attorneys can help you file your initial claim, appeal a denied claim, or represent you if you have been wrongfully denied assistance.

Call or contact us online to learn more about filing for emergency relief unemployment benefits.

How Do I Apply for CARES Act Benefits in Michigan?

Applying for unemployment benefits under the CARES Act is virtually the same process as applying for such compensation under normal circumstances, though with additional caveats due to the increased number of claims.

To start, you can apply through the Michigan Department of Labor and Economic Opportunity (LEO) online or over the phone. Employees seeking benefits have been asked to file their claims on a specific day of the week depending on the first letter of their last name (more information below).

Follow These Steps to Ensure Your Claim Is Properly Submitted:

  • File your claim with LEO within 28 days of becoming unemployed
  • Submit your claim on the correct day of the week based on your last name
  • Have all the information you need, and ensure it is correct and current, including:
    • Your home address, contact number, and date of birth
    • Your Driver’s License or State ID number
    • Your employment information (address, pay stubs, etc.)
    • Your Social Security number or Non-Citizen Alien registration number

Claimants whose applications are approved will receive back-dated payments to make up for the time between losing their job and signing up for unemployment benefits. The benefits have been expanded to then offer you additional coverage for up to 39 weeks.

The Paycheck Protection Program

Small businesses with less than 500 employees (including sole proprietorships, independent contractors, and people who are self-employed), private non-profit organizations, and 501(c)(19) veterans organizations affected by COVID-19 are eligible for the Paycheck Protection Program (PPP). The available loan amount is calculated based on the average monthly payroll costs from the previous 12 months and has a cap of $10,000,000.

To apply for the PPP, contact your bank or credit union to see if they are participating in the program, or use this online search tool to find a participating institution near you.

Since its inception, many small businesses have submitted applications to the PPP only to be denied funding, while watching large companies gobble up benefits that they don’t need. To the extent you have applied for and qualify for benefits, but have not received CARES paycheck protection benefits, you may have a claim against decision-makers who allowed funds to be diverted from their intended purpose: to help you maintain your business and see your employees through the pandemic.

Ensure You Receive the Benefits You Deserve

During this time of crisis, it is imperative that no person gets left behind. For many families and individuals, receiving unemployment benefits is vital to their health and well-being, especially since so many have abruptly lost the main source of income they had.

Though Michigan has extended benefits to provide emergency relief to most workers, some claims will inevitably be denied. Whether it is because you simply aren’t eligible, or you filled out the application incorrectly, you may be able to appeal the government’s decision. Our firm can assist you in preparing a written statement contesting the decision. We can also represent you in a hearing, if necessary.

If you believe that you have been wrongfully denied benefits, we may be able to help you there as well. As the COVID-19 pandemic develops so do federal and state laws to keep up with the changes forced into action by the virus. While there are still many unknowns, we are following the situation closely and can use our legal experience and dedication to help clients in need.

Don’t hesitate to reach out if you think you have a case—schedule a free consultation with us today to learn how we can help you.

Call us or contact us online.